Being a fly fisherman, I sometimes get frustrated with living in Chicago. Not only are there few opportunities to go fishing without a decent drive, but the winters are way too long (it’s supposed to be spring now, and it’s not). To get through the winter I’ll often visit fishing stores, look at websites, and read through catalogs. It’s not much, but it’s all I have. And Cabela’s provides all three options. The company is based in Sidney, NE, and they’re the “largest mail-order, retail and Internet outdoor outfitter in the world.” It all started in 1961 with a tiny classified ad that Dick Cabela placed in a newspaper because he wanted to sell some fishing flies that he purchased while visiting Chicago for a furniture show (since Nebraska is even less of a fly fishing destination than Chicago is). Despite a lackluster response to the original ad, Dick Cabela kept trying. The company grew organically, and now Cabela’s is dominating three major retail channels. The truly amazing part of the story is that Cabela’s has been able to maintain their commitment to customer service throughout all of the growth. I’m not a big customer (I try to support local shops), but I have quite a few friends who are extremely loyal Cabela’s customers because of the quality of products and service.
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West Virginia
I’m a big proponent of making personal finance part of the job search. By managing your money wisely (even if you barely have any left), you’re creating a project for yourself that you can use to demonstrate to employers how you’ll be an effective employee. When I need information on personal finance, I always look to Ramit Sethi, the founder of a website called I Will Teach You To Be Rich and the author of a book by the same name
(he also just launched a course on how to make money freelancing and he’s doing a free webinar tonight at 7 PM PST – affiliate links). One thing that he strongly recommends is using online banks that offer high interest rates and great easy to use features. One of these banks is ING Direct, which is headquartered in Wilmington, DE. While you may have noticed that most banks are on a real estate binge as they try to gain customers, ING Direct is doing the opposite. They operate almost entirely “in the cloud.” Since they “believe saving money should be as simple as having a cup of coffee,” they do have cafés in New York, Philadelphia, Los Angeles, Wilmington, Chicago, St. Cloud, and Honolulu where you can ” sip a latte, surf the Internet for free and talk to [them] about how [they] can help you Save Your Money.” And by keeping a low overhead, ING Direct is able to offer better interest rates and fewer fees, which gives them a huge advantage in winning over customers.
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web development
Did you want to be a detective growing up? Were you inspired by Inspector Gadget (ok, he was a buffoon, but his niece Penny was a hell of a sleuth)? Did you play with Spy Tech toys? Do you watch CSI Miami and think that you should have followed your childhood dreams? There’s something really cool about solving mysteries. What’s even cooler is solving them before they happen. The police usually can’t do that, because of those pesky civil liberties; however, BasePoint Analytics, located in Carlsbad, CA, is a company that prevents fraud before it happens. Through the scientific method they have developed a number of products and services that allows banks and mortgage lenders to identify fraud before they get burned by falsified applications. BasePoint’s tools enable financial institutions to accept well-qualified applicants more quickly, while giving further scrutiny to applications that are flagged by BasePoint Analytics’ models.
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