If you’re intrigued by payment processing or just think that Visa is a great brand, you should check out Visa's Careers page and Campus Recruiting page.

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It’s Black Friday! And that means that it times to talk about spending money. In previous years we’ve taken a look at jobs at Amazon.com and Ernst & Young (for companies that are “in the black”). We also look at jobs with SlickDeals, one of the best websites for finding Black Friday deals, a few months ago. Today we’re gong to look at Visa, since it’s hard to do any amount of serious shopping without some sort of debit or credit card. Many people think of Visa, which is headquartered in the San Francisco Bay Area, as a credit card company, but that’s not exactly right. Credit cards are backed by a bank or similar financial institution that actually lends you the money to make your purchases. Visa is “a global payments technology company.” That means that they provide the network for your transactions, but they aren’t actually the lending institution backing your credit card.

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One thing that a lot of people don’t realize is that payment processors like Visa get a cut of every transaction they enable. It typically comes out to a small percentage of the purchase price—so whether you pay for your lunch or buy a huge tv, the merchant isn’t getting the full amount of the charge. Merchants would make more money per purchase if they only accepted cash, but they’d likely lose a lot of customers that way. Obviously, it’s in Visa’s interest to get as many purchases going across their network as they possibly can. That’s why they’re constantly trying to develop new technologies, products, and services to make it easier to make a purchase using your Visa.

If you’re intrigued by payment processing or just think that Visa is a great brand that you’d like to work for, you should check out both their Careers page and their Campus Recruiting page. There’s a lot of information about jobs at Visa, along with a sections specifically on opportunities for undergraduates. Typically they offer positions in Systems (IT), Operations, and Finance along with a New Graduate Development Program that provides a rotation through the areas of Product, Marketing, Sales, and Strategy. The campus recruiting season for Visa has pretty much passed for undergraduates at this point in the year, but you can use their job search function to find specific opportunities to apply for.

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