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Denver, CO and Chicago, IL based Pawngo is taking the pawn business one step further: focused on high end pawns, they only do loans from $250 to $100,000.

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I’ve never stepped foot in a pawn shop, but I am hopelessly addicted to watching both Pawn Stars and Hardcore Pawn. The two shows offer diametrically opposed views of the pawn industry. The former is all about antiques and interesting merchandise, while the latter is more focused on the people who pawn everyday items. In case you didn’t know, pawn is one of the simplest forms of credit. You give a pawn broker an item to hold as collateral, and he or she gives you a loan based on the value of the item. To get the item back you have to pay back the principal plus interest within a certain amount of time, otherwise the pawn broker can keep the item and sell it. Pawn makes credit available to anyone who owns something of value, and that’s generally a good thing. The pawn model has been around for thousands of years, so it’s about time for someone to take it online. That’s what Denver, CO and Chicago, IL based Pawngo is doing, and they’re taking it one step further. Pawngo is solely focused on the high end of pawn, so they only do loans from $250 to $100,000 (though you might be able to convince them to go higher if you have a really awesome item).

Be a Pawn for Pawngo

Pawngo’s Denver based operations facility looks nothing like your typical pawn shop. It’s truly a state of the art facility, that you can check out in the video below while also learning about Founder Todd Hills’ story (e-mail readers may need to click through).

If you’re still a little clear on how Pawngo works, you can read up on their online pawning process. I’m extremely impressed with what Pawngo is doing, and it looks like they’re growing well–they’ve already “loaned more than $2.1 million in 46 states.” I’m sure they’ll be loaning a lot more as they take in items like diamonds, gold, Apple products, DSLR cameras, and more. Pawngo makes their money from the interest on loans, but they also are working on opening an online pawn shop where you can buy high end items like Rolex watches. If you’re as fascinated by this business model as I am, then you should take a look at Pawngo’s Jobs page. Right now the two entry level jobs they have are Account Executive – Inside Sales (Chicago, IL) and ECommerce Manager (Denver, CO), but they also are looking for a an Appraiser (Denver, CO) and a Digital Marketing Strategist (Chicago, IL). Get a job with Pawngo before you have to pawn all your stuff to pay rent.

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