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NetSpend is an Austin, TX based company that brings the ability to swipe a card to anybody who has the money regardless of credit.

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I often forget that credit cards actually come with a line of credit. To me they’re just a super convenient way to pay for things. The problem is that the convenience is only available to those who have demonstrated a certain amount of financial responsibility. Those who haven’t are left behind in an age where a credit card is nearly a necessity. Luckily, NetSpend is an Austin, TX based company that brings the ability to swipe to anybody who has the money. They offer prepaid Visa and Mastercard debit cards. These aren’t those gift card things that you may have received from an Aunt or Uncle. These are permanent cards that you recharge with funds as they become available.

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There’s a huge population of about 60 million people who are underserved in terms of financial products–NetSpend calls them “underbanked.” By focusing on building products for these people, NetSpend has built an amazing business. They’ve already reached more than 7 million people with their cards and helped many of them get on the path to financial responsibility. As far as I can tell, NetSpend’s revenue comes mostly from fees. They charge a variety of transaction fees to customers, which they have to do since they’re not making money by charging interest. If you’re interested in learning more about NetSpend’s business, then check out their Jobs page. Their current opportunities include:

NetSpend looks like a really interesting business, so check them out.

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Have you ever used a prepaid debit card?

We've identified NetSpend as having career opportunities in the following categories:


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